Deposits and withdrawals
Bank transfer, cards, Skrill, cryptocurrencies and local payment methods, with the fees, minimums and rules of each.
Methods and fees
You deposit and withdraw in the client portal, My JFD. The sections below give the details of each method.
| Method | Deposit fee | Withdrawal fee |
|---|---|---|
| Bank transfer | None from JFD Overseas or Equals Money PLC; intermediary banks may charge | SEPA 10 EUR, within the UK 10 GBP, international 30 GBP |
| Cards | None | 2% + 3 EUR |
| Skrill | None | 1%, at most 12 EUR, 14 USD or 10 GBP |
| Cryptocurrencies | None | The network fee of each asset |
| Central and South America | None | By provider and country |
| Malaysia | None | 1% |
Through the online payment providers, the minimum for a single deposit is 5.00 EUR, USD or GBP.
Bank transfer details
Deposit by SEPA or international transfer to the client account of JFD Overseas Ltd with Equals Money PLC, and write the payment reference in the payment details.
- Bank
- Equals Money PLC
- Beneficiary name
- JFD OVERSEAS LTD Client
- IBAN
- GB08SPPV23188420429639
- Payment details
- F130441 – your MT4 or MT5 account number
- SWIFT/BIC
- SPPVGB2L
- Beneficiary account name
- JFD OVERSEAS LTD Client – F130441
- Beneficiary bank name
- Equals Money UK
- Beneficiary bank address
- 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ, UK
- Beneficiary bank currency
- EUR, USD, GBP
For USD payments, make sure the payment details state the payment reference F130441 – your MT4 or MT5 account number, to avoid delays.
Bank transfer fees and minimums
Deposits: JFD Overseas and Equals Money PLC charge no fees on SEPA or international transfers. The intermediary banks that handle a transfer may charge fees, according to their tariffs.
| Currency | Withdrawal by | Fee (Equals Money PLC) | Minimum per withdrawal |
|---|---|---|---|
| EUR | SEPA transfer | 10 EUR | 20.00 EUR within the EU, 50.00 EUR outside the EU |
| EUR | International transfer | 30 GBP | 20.00 EUR within the EU, 50.00 EUR outside the EU |
| USD | International transfer | 30 GBP | 50.00 USD |
| GBP | Transfer within the UK | 10 GBP | 50.00 GBP |
| GBP | International transfer | 30 GBP | 50.00 GBP |
JFD Overseas does not charge processing fees on client transfers and does not mark up the transaction costs banks charge. Banks may charge JFD Overseas or its clients for transfers; such costs are deducted from the client’s payment by JFD Overseas or by the client’s bank, whichever applies.
Cards and Skrill
Deposit and withdraw with a VISA, Mastercard or Maestro card, or through Skrill.
| Method | Deposit fee | Withdrawal fee |
|---|---|---|
| VISA, Mastercard, Maestro | None | 2% + 3 EUR |
| Skrill | 0.00 EUR, 0.00 USD, 0.00 GBP (0.00%) | 1%, at most 12 EUR, 14 USD or 10 GBP |
Currencies Skrill supports: EUR, USD, GBP, CHF, AED, AUD, BGN, CAD, CZK, DKK, HKD, HUF, ILS, INR, ISK, JOD, JPY, KRW, MAD, MYR, NOK, NZD, OMR, PLN, QAR, RON, RSD, SAR, SEK, SGD, THB, TND, TRY, TWD, ZAR.
Cryptocurrencies
Cryptocurrency deposits and withdrawals go through LetKnow. Deposits carry no fee; on a withdrawal, the network fee of the asset applies.
| Asset | Cryptocurrency | Network | Deposit fee | Withdrawal fee |
|---|---|---|---|---|
| BTC | Bitcoin | Bitcoin network | None | 0.0001 BTC |
| ETH | Ethereum | Ethereum network | None | 0.0001 ETH |
| USDT | Tether | Ethereum network (ERC20) | None | 2 USDT |
| USDT | Tether | TRON network (TRC20) | None | 3.5 USDT |
| XRP | Ripple | XRP Ledger | None | 0.02 XRP |
Central and South America: PayRetailers
Local deposit methods by country, with no deposit fee. Withdrawals cost 1% + $1 in every country listed.
| Country | Channel | Deposit methods |
|---|---|---|
| Argentina | Bank transfer | Alias, Khipu, Mercado Pago, MODO |
| Argentina | Card | CABAL, Cencosud, Maestro, Mastercard, Naranja Visa, Shopping Visa, Ualá, VISA |
| Argentina | Cash | Pago Fácil, Rapipago |
| Brazil | Bank transfer | PicPay, PIX |
| Brazil | Cash | Boleto Rápido |
| Chile | Bank transfer | Banco de Chile, Banco Estado, Banco Falabella, Banco Santander, BCI, Fintoc, Khipu |
| Chile | Card | Webpay Plus |
| Chile | Cash | Servipag |
| Chile | e-Wallet | Mach |
| Colombia | Bank transfer | Bre-B, Nequi, PSE |
| Colombia | Card | Mastercard, PSE, VISA |
| Colombia | Cash | Efecty |
| Ecuador | Card | Mastercard, VISA |
| Ecuador | Cash | Banco Codesarrollo, Banco Guayaquil, Banco Pichincha, Banco VisionFund, Cooperativa Ambato, Cooperativa CACPECO, Cooperativa Chibuleo, Cooperativa CNT, Cooperativa Cooperco, Cooperativa Daquilema, Cooperativa La 29, Cooperativa Mushuc Runa, Cooperativa Pablo Muñoz Vega, Cooperativa Salitre, Cooperativa Santa Rosa, Cooperativa SF, Cooperativa Zamora Chinchipe, Farmacias 911, Farmacias Económicas, Farmacias Medicity, Mi Comisariato, Mutualista Pichincha, Pharmacy’s Difare, Pichincha Mi Vecino, Red Activa, Rianxeira, Western Union, Zona Pago |
| Mexico | Bank transfer | BBVA Bancomer, Scotiabank, SPEI |
| Mexico | Card | Mastercard, VISA |
| Mexico | Cash | 7 Eleven, Afirme, Banco Azteca, BBVA Bancomer, Bodega Aurrera, Calimax, Circle K, City Club, Extra, Farmacia La Más Barata, Farmacia Santa Maria, Farmacias del Dr. Ahorro, Farmacias Roma, Openpay, OXXO, Sam’s Club, Scotiabank, Soriana, Superama, Súper City, Súper del Norte, Walmart, Walmart Express |
| Peru | Bank transfer | BBVA, BCP, Caja Arequipa, Caja Huancayo, Caja Tacna, Caja Trujillo, Interbank, Khipu, Plin, Scotiabank, Yape |
| Peru | Cash | Banco Ripley, BBVA, BCP, Caja Arequipa, Caja del Santa, Caja Huancayo, Caja Tacna, Caja Trujillo, Edyme Alternativa, Interbank, Kasnet, Norandino, Pago Efectivo, QAPAQ, Raiz, Scotiabank, Western Union |
| Peru | e-Wallet | Plin, Yape |
Khipu in Argentina covers Banco Ciudad, Banco Credicoop, Banco Nación, Banco Supervielle, BBVA Francés, Galicia, HSBC, ICBC, Macro, Santander, Wilo Bank. PSE in Colombia covers Bancamia S.A., BBVA, Citibank, Banco Pichincha, Itaú, Nequi, Daviplata, Confiar Coop, Banco AV Villas, Banco Caja Social, Scotiabank, Colpatria, Banco Cooperativo Coop Central, Banco de Bogotá, Banco de Occidente, Banco Falabella, Banco GNB Sudameris, Banco Popular, Bancolombia, Bancoomeva, Banco Agrario de Colombia, Credifinanciera, Davivienda, Banco Santander, Banco Serfinanza, CFA Cooperativa Financiera, Coltefinanciera, Cotrafa, RappiPay.
Central and South America: Bitolo
Deposits through Bitolo carry no fee.
| Country | Deposits | Withdrawals and fees | Settlement |
|---|---|---|---|
| Argentina | Bank transfer | Virtuals: –; Transfers: 3.75% | – |
| Bolivia | Bank transfer, QR | QR: –; Payin: –; Bank transfer (payout): 4.25% | 3 days |
| Brazil | PIX | PIX: 1.25% | – |
| Chile | Bank transfer, WebPay | – | – |
| Colombia | Bank transfer, Nequi, PSE | PSE: –; Nequi: –; Bank transfer (payout): 3.25% + 1,500 COP | – |
| Mexico | Bank transfer, OxxoPay, SPEI | SPEI: 1.75% + 5 MXN; OXXO: – | – |
A dash means that no fee or settlement time is published.
Central and South America: Local Payments
Deposits through Local Payments carry no fee. Withdrawals go back by the same methods.
| Country | Methods | Withdrawal fee |
|---|---|---|
| Brazil | PIX | 1% + USD 1 |
| Chile | Bank transfers | 1.70% |
| Colombia | PSE, Bre-B | 1.43% + COP 1,200 |
| Mexico | Bank transfer, SPEI, CoDi | 1.55%, at least MEX $7 |
| Peru | Bank transfers | 1.80%, at least S/4.13 |
Asia: Malaysia (ZenPay)
Deposits and withdrawals in Malaysian ringgit (RM) through ZenPay.
| Minimum | Maximum | Fee | |
|---|---|---|---|
| Deposit | RM 50 | RM 30,000 | None |
| Withdrawal | RM 100 | Unlimited | 1% |
Processing times
As set out in clause 17 of the Client Agreement.
| Operation | Time |
|---|---|
| Deposit | By bank transfer, card or other electronic transfer: credited within one business day after the amount clears in the bank account of JFD Overseas |
| Withdrawal | Paid within five business days when the instruction is complete, it is a bank transfer to your own account, your free margin covers the amount and the charges, and your identification documents are complete |
| Bitolo, Bolivia | Withdrawals: 3 settlement days |
Withdrawal rules
How a withdrawal is returned to you.
- Back to the source
- Withdrawals and refunds normally go back to the source of the deposit. This is part of the anti-money-laundering and financial-crime controls.
- Online methods first
- If you deposited by an online payment method, or by both an online payment provider and bank wire, the funds deposited online go back first to their original source, up to the amount deposited that way. Any remaining funds are returned by bank wire transfer.
- Bank withdrawals
- Bank withdrawals are made by bank transfer. Some electronic payment methods are also available, depending on the method you used to deposit.
- Only to you
- Withdrawals are paid only to you, never to a third party or an anonymous account. Deposits from third parties or anonymous payments are not accepted.
- Choice of method
- JFD Overseas may decline a requested transfer method and suggest another.
- Charges
- Payment and transfer charges are borne by you and debited from your account. JFD Overseas does not cover third-party fees.
- Between your accounts
- Moving funds from one of your JFD Overseas accounts to another is free of charge.
Fund your account
Deposits and withdrawals are made in the client portal, My JFD.